Refinancing

Refinancing is an optional service for founders to extend the repayment of the balance of the original loan for a further 6 months by participating in a new round.

If a founder is unable to pay off the remaining loan balance within the original timeframe, refinancing gives them more time to repay, making their payments smaller and easier to manage.

Early Refinancing

If a founder applies until the 4th day of the next month after fundraising

0.85%

Fee

Refinancing

If a founder applies until the 4th day of the fourth month after fundraising

1.5%

Fee

Late Refinancing

If a founder applies until 4th of the last payment month

Fee

Why Should Founders Choose Refinancing?

Optimize Costs
Refinancing applies a flat fee only to the remaining loan balance, not the original amount. This ensures lower costs over time as your debt decreases, helping you manage expenses and cash flow more effectively.
Extend Repayment & Optimize Cash Flow
Refinancing allows you to extend your loan for up to 6 months, keeping more capital in your business. This improves cash flow, giving you the flexibility to invest in growth while managing repayments more efficiently.
Keep Business Moving Forward
With more affordable payments, founders can continue to focus on growing their business, rather than worrying about making large loan payments.